debit or credit

The Lure of Debit Cards

But is a debit card really better than a credit card? Studies have shown that we spend more when using a credit card. You’d think that using a debit card would alleviate this problem, since you know that you’re using your own money to make the purchase. This isn’t true. Some smart college students I know have figured out they do indeed spend more using a debit card, and now use cash for most purchases.
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