IRA Archives - Wiser Wealth Management

The Stretch IRA

A stretch IRA is not officially in the IRS code. It is a wealth transfer method that allows you to potentially “stretch” and even grow the IRA assets over several generations. The strategy involves adjusting beneficiary designations to minimize so-called required minimum distributions (RMDs) over a long period of time.
read more

IRA Charitable Rollovers

You have done well for yourself. You’ve watched your pennies, saved aggressively, invested wisely, and now, in your golden years, you have a retirement nest egg that is more than you need. You have a philanthropic bent – an alma mater you’re fond of, a charity that is near and dear to your heart. How can you donate to these worthy causes without sacrificing to the IRS more than you think it deserves?
read more

Recent Tweets

wwm twitter

In the last 5yrs 84.15% of large cap mutual funds underperformed the S&P 500. Indexing is so much better for the everyday investor.
- Thursday Aug 25 - 1:57am

wwm twitter

Does your risk tolerance match your risk capacity? https://t.co/n4wPJZNm9X https://t.co/AW9jdPqat6
- Wednesday Aug 24 - 11:16am