Wiser Blog

Equifax Breach – What you need to do

How to protect yourself after a breach. As you may already know, personal information for over 143 million Americans was exposed with the recent Equifax data breach. We have listed out the next steps you should take to protect your identity. First step: Visit www.equifaxsecurity2017.com to determine if your information has been compromised. Click on the Potential Impact button. Enter your last name and the last 6 digits of your social security number. It will then tell you whether your information was impacted in the breach or not. […]
read more

The Best Benchmarks for Every Asset Class

The Best Benchmarks for Every Asset Class (Literally All of Them) Benchmarking your portfolio performance is crucial for a couple of reasons. First, it provides a starting point for your financial advisor/portfolio manager to gage your risk-tolerance and return expectations. Second and more importantly, it gives you a basis of comparison for your portfolio performance against the rest of the investable market. Benchmarks come in all different shapes and sizes, with some tracking certain segments of the stock market like the S&P 500 Index to […]
read more

You’re Doing Commodities Wrong: In Favor of Global Natural Resource ETFs

Before exchange traded funds (ETFs), investing in commodities meant either opening up an account to trade futures contracts or holding physical natural resources like gold and oil. Now, with assets in global ETFs recently passing the $4 trillion benchmark, it has never been easier for retail investors to gain access to broad commodities exposure at a very low cost through global natural resource funds. This is especially beneficial for investors seeking new opportunities to diversify their portfolios since the equity market rally that has taken […]
read more

Who Makes up the Fortune 500 Companies?

Landing on the Fortune 500 is a pie-in-the-sky dream of many business owners. The most profitable U.S. companies that make up the latest list collectively employ 27.9 million individuals across the world and represent $840 billion in profits and $12 trillion in revenues. Who are these business dynamos and where are many of them based? The Top 10 In June 2016, Fortune magazine took a look at 2015’s top moneymakers, most of which are household names. The No. 1 spot goes to the Arkansas-based big-box […]
read more

What Britain Leaving The EU Means

The EU (European Union) was established following the end of WW II in order to offer financial and structural stability for European countries. Since its establishment, the EU has grown to a membership of 28 countries, abiding by various rules and policies set forth by the EU Council. One of the responsibilities of member EU countries is to accept and honor immigrants and citizens from other EU countries as part of the human rights initiatives recognized by the EU. Immigration has been a topic of […]
read more

Get Inspired by These 3 Effective TED Talks

The most esteemed TED Talks are the ones that surprise and delight while delivering keen insight. Some of the best and brightest minds can radically change the way we think about and understand our world through personal confessions or by connecting seemingly disparate thoughts. This is especially true for the following 3 business-related TED talks that we found. The Science of Body Language Social psychologist Amy Cuddy delivered a 2012 talk entitled “Your Body Language Shapes Who You Are,” which has now received more than […]
read more

3 Business Books Worth Reading

What do some of the most successful people throughout history have in common? They never stop learning. By discovering how some of the business world’s most accomplished individuals achieved greatness, you’re sure to find valuable lessons, perspective and inspiration. For the Entrepreneur Entrepreneurs are a breed of their own, and perhaps the boldest and most enterprising entrepreneur today is Elon Musk. Musk’s singular vision of a more accessible and ecological era of exploration has driven him to blaze an impressive trail that’s captivated both the […]
read more

Checking a Broker’s Background Gets a Mandatory Link

FINRA, the regulatory authority for stock brokers and investment advisors, has recently approved a new rule requiring brokers to place a link on their webpage to connect the retail client to the FINRA broker check website. The FINRA broker check site provides professional background checks on advisors, disclosing client complaints and professional disciplinary actions against the advisor. The link, unfortunately, is not required to take the viewer all the way to the broker’s background. Instead the viewer will need to enter the brokers name or […]
read more

Avoid Tax Settlement Scams

Tax relief companies use the radio, television and the internet to advertise help for taxpayers in distress. If you pay them an upfront fee, which can be thousands of dollars, these companies claim they can reduce or even eliminate your tax debts and stop back-tax collection by applying for legitimate IRS hardship programs. The truth is that most taxpayers don’t qualify for the programs these fraudsters hawk, their companies don’t settle the tax debt, and in many cases don’t even send the necessary paperwork to […]
read more

Teaching Your Kids About Money

By Casey T. Smith, President, Wiser® Wealth Management My wife and I were standing at our back window one early morning looking at our grass that seemed to have grown overnight. As we were observing, my wife said, “is that Kate’s new doll in the yard? Look, there is Ethan’s baseball glove! They just don’t seem to take care of their stuff.” I said, “It’s like they don’t understand that we work hard to provide them these things!” This was our aha parenting moment to start […]
read more

Recent Tweets

wwm twitter

Never, ever purchase a Long Term Care Policy from CNA. I have never seen a company be so difficult to work with in filing a claim.
- Friday Sep 22 - 5:54pm

wwm twitter

What can you do to protect yourself? https://t.co/WWTOCQRRuo
- Friday Sep 22 - 4:00pm

wwm twitter

Are you self employed? Take a look at these retirement plan options. https://t.co/IPtRCvazmq
- Thursday Sep 21 - 4:00pm