sonja gonzalez

Why You Need an Estate Plan

Many people think estate plans are for the rich and not necessarily famous. After all, most of us don’t have millions of dollars sitting around, with heirs who fight with murderous intent. But you would be surprised at how useful – even essential – an estate plan can be for the average citizen.
read more

Individual Stocks and Diversification

No matter how aggressive an investor you are, investing in one company, or even a few companies, is not a wise move.
read more

The Lure of Debit Cards

But is a debit card really better than a credit card? Studies have shown that we spend more when using a credit card. You’d think that using a debit card would alleviate this problem, since you know that you’re using your own money to make the purchase. This isn’t true. Some smart college students I know have figured out they do indeed spend more using a debit card, and now use cash for most purchases.
read more

Emerging Markets VWO vs DEM

The research staff here at Wiser Wealth recently analyzed all the broad based ETFs that track emerging market indices. The staple in Emerging Markets is currently Vanguards VWO and iShares’ EEM. The comparison articles on these funds are endless. One fund that filtered to the top of the Emerging Market ETF list that might be less known is Wisdom Tree’s DEM. We compared it in this article to Vanguards VWO. The following report helps compare the DEM and VWO Emerging Market strategies as well as the results of the last few years.
read more

Recent Tweets

wwm twitter

Merry Christmas from all of us at Wiser Wealth Management. http://t.co/Jt6ad89kWR
- Tuesday Dec 23 - 3:13am

wwm twitter

“Pressed to identify useful financial innovations created during the past quarter-century, Paul A. Volcker,... http://t.co/2JrKcWL4H8
- Friday Dec 12 - 3:23am