Blog Posts - Wiser Wealth Management - Marietta, GA

Equifax Breach – What you need to do

How to protect yourself after a breach. As you may already know, personal information for over 143 million Americans was exposed with the recent Equifax data breach. We have listed out the next steps you should take to protect your identity. First step: Visit www.equifaxsecurity2017.com to determine if your information has been compromised. Click on the Potential Impact button. Enter your last name and the last 6 digits of your social security number. It will then tell you whether your information was impacted in the breach or not. […]
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The Best Benchmarks for Every Asset Class

The Best Benchmarks for Every Asset Class (Literally All of Them) Benchmarking your portfolio performance is crucial for a couple of reasons. First, it provides a starting point for your financial advisor/portfolio manager to gage your risk-tolerance and return expectations. Second and more importantly, it gives you a basis of comparison for your portfolio performance against the rest of the investable market. Benchmarks come in all different shapes and sizes, with some tracking certain segments of the stock market like the S&P 500 Index to […]
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You’re Doing Commodities Wrong: In Favor of Global Natural Resource ETFs

Before exchange traded funds (ETFs), investing in commodities meant either opening up an account to trade futures contracts or holding physical natural resources like gold and oil. Now, with assets in global ETFs recently passing the $4 trillion benchmark, it has never been easier for retail investors to gain access to broad commodities exposure at a very low cost through global natural resource funds. This is especially beneficial for investors seeking new opportunities to diversify their portfolios since the equity market rally that has taken […]
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Who Makes up the Fortune 500 Companies?

Landing on the Fortune 500 is a pie-in-the-sky dream of many business owners. The most profitable U.S. companies that make up the latest list collectively employ 27.9 million individuals across the world and represent $840 billion in profits and $12 trillion in revenues. Who are these business dynamos and where are many of them based? The Top 10 In June 2016, Fortune magazine took a look at 2015’s top moneymakers, most of which are household names. The No. 1 spot goes to the Arkansas-based big-box […]
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What Britain Leaving The EU Means

The EU (European Union) was established following the end of WW II in order to offer financial and structural stability for European countries. Since its establishment, the EU has grown to a membership of 28 countries, abiding by various rules and policies set forth by the EU Council. One of the responsibilities of member EU countries is to accept and honor immigrants and citizens from other EU countries as part of the human rights initiatives recognized by the EU. Immigration has been a topic of […]
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Casey Smith to Present at IMN’s Annual Global Indexing Conference

Casey Smith will be presenting on a panel at the IMN Annual Global Indexing Conference in Dana Point, CA later this month. Casey will talk about how Wiser Wealth builds portfolios using Exchange Traded Funds (ETFs). It is an honor to be part of the speaking panel and at a conference that attracts the world’s leading ETF experts. You can learn more about the conference HERE. You can listen to the recorded session HERE.
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Get Inspired by These 3 Effective TED Talks

The most esteemed TED Talks are the ones that surprise and delight while delivering keen insight. Some of the best and brightest minds can radically change the way we think about and understand our world through personal confessions or by connecting seemingly disparate thoughts. This is especially true for the following 3 business-related TED talks that we found. The Science of Body Language Social psychologist Amy Cuddy delivered a 2012 talk entitled “Your Body Language Shapes Who You Are,” which has now received more than […]
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3 Business Books Worth Reading

What do some of the most successful people throughout history have in common? They never stop learning. By discovering how some of the business world’s most accomplished individuals achieved greatness, you’re sure to find valuable lessons, perspective and inspiration. For the Entrepreneur Entrepreneurs are a breed of their own, and perhaps the boldest and most enterprising entrepreneur today is Elon Musk. Musk’s singular vision of a more accessible and ecological era of exploration has driven him to blaze an impressive trail that’s captivated both the […]
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Social Security – Don’t Rush for the Payout

When planning for clients we use social security optimization tools to help us give the best advice. Many clients initially think that taking SS at 62 or full retirement age is the best. Not necessarily. This recent article from Vanguard does a great job describing our thought process. For most Americans, Social Security is a big part of their retirement income An estimated 91% of Americans aged 65 or older receive Social Security benefits1—the average annual benefit for a retiree is about $16,000.2 For most […]
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The Great “Debt-ate”

Mortgage vs. Debt payoff: The Great DEBTate My goal is to save about $60k for a down payment on a condo in FLL. I also have about the same amount, $60k, left to pay on my student loan. I’ve been going back and forth with which goal I should attack first. On one hand, I want to make the purchase in Florida before home prices rise too much higher, and before interest rates rise too much higher as well. Moving to Florida will also save me […]
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Google Promises Change to U.S. Workforce With $1 Billion Pledge https://t.co/2tFgFEFyeJ
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Is Filing an Early Tax Return a Good Idea? https://t.co/DPQ3f60xC8
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Managing Inherited IRAs: Distributions and Taxes https://t.co/kFPKXtN4o6
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