Estate Tax Law Changes Coming in 2026

It was recently announced that there will be changes to the estate tax law and gift tax exemption in 2026. Currently, individuals can leave behind nearly $13 million, and married couples nearly $26 million without incurring estate tax. However, in 2026, this exemption is expected to be reduced to between six and seven million dollars per person. Individuals who have already used their exemption prior to 2026 will not be retroactively required to pay estate taxes. However, those who have not utilized their exemption are advised to consider proactive gifting to decrease the size of their estate. With factors like market returns and inflation potentially increasing the estate’s value, it is crucial to plan ahead, especially for individuals whose estates are approaching these new estate tax limits. If you have questions about the estate tax law changes coming in 2026, feel free to reach out.

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Missie Beach, CFP®, CDFA®
Senior Financial Advisor

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