Planning and Asset Management

Here at Wiser Wealth Management, we provide advice NOT products. We are a “fee-only” Registered Investment advisory firm. We do not receive any kind of commissions or 12B-1 fees from any financial services provider. This ensures you the best investment recommendations with NO “product pushing.”

What sets us apart from the traditional banks and brokerage houses is that we have a fiduciary duty to act in the best interest of our clients. A Registered Representative works for his or her brokerage company but we as Registered Investment Advisors (RIAs) work only for you.

Learn more about RIAs and Brokers

Our Process
For financial planning and asset management, our team will provide a full scope of support for your financial health. Our process starts with an organization meeting to establish a baseline of your current financial health. We then have an interactive draft meeting to discuss goals, areas of concern and lay out a concept on how to improve from the established baseline. Our delivery meeting will cover how to best allocate your resources to obtain your financial goals and introduce other professionals (CPA, Attorney, etc.) as needed. Ongoing annual review meetings are conducted to assess your financial health each year, address any life changes and monitor your plan.

Financial Planning
Financial planning, unlike many things, is actually exactly what it sounds like. It is simply planning to have available the amount of funds needed at the right time to accomplish an individual’s financial goal. Wiser Wealth Management offers comprehensive financial planning to assist you in creating a “blueprint” to reach your goals.

Generally, financial planning objectives include, but are not limited to, the following:

Following the completion of a financial plan, you have two options. You can work with us to implement and monitor your plan, or you can use our advice as a springboard for “doing it yourself.”

 

Assets Under Management
We realize that investing is not one-size-fits-all. After creating or reviewing your financial plan, Wiser Wealth Management builds custom portfolios using low cost index funds to match your plans long-term objectives. Through our custodian, TD Ameritrade, we have access to a virtually unlimited selection index funds and or Exchange Traded Funds (ETFs) at a at very low or no trading cost.

We also partner with BlackRock, the global leader in investment expertise, to develop our model portfolios. BlackRock model portfolios are each built to address a unique investment goal, supported by a global team and BlackRock’s Aladdin® technology. By partnering with BlackRock, we are able to efficiently leverage additional human and technological resources when managing portfolios.

Learn more about how we invest

401K Allocations
Need help managing your 401k or company’s retirement plan?
Wiser Wealth Management specializes in retirement plan management and portfolio allocations. Qualified retirement savings through your company’s plan is a great way to defer income and save for financial independence. However, if you are invested in the wrong choices within your plan, you probably aren’t maximizing your portfolio’s return. This could leave you without enough funds to support yourself down the road. We will review your current 401k allocations and make recommendations that align with your personal financial objectives.

Our Commitment to Every Client
Our licensed financial advisors and office team promise to work together with you to achieve your lifetime goals and objectives.

We understand you are entrusting your family’s financial future, not to a particular financial plan or investment portfolio, but to Wiser Wealth Management. As your trusted advisor, we are ready to accept this responsibility.

Wiser Wealth’s team and professional partners are all here working in your best interest.

To get started, simply give us a call to schedule an appointment. Your first meeting with us is no obligation to you. We will discuss your needs and show you how we can help.

Please call us at 678.905.4450 or Contact Us.