Wiser Wealth Management Blog

Personal Finance

Right Now You Need to Do Nothing

“Your best move is to stay invested and keep your fingers crossed.”-Jack Bogle, founder, Vanguard Group The original publication of this article can be found here.  The following is an interview done by CNBC with Vanguard founder Jack Bogle. Mr Bogle is a very wise man and all individual investors should listen closely to his advice.  In the wake of the market’s worst week since 2011, the question for individual investors is what to do? Nothing, says Jack Bogle, the legendary founder of the world’s largest

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Research & Economic Commentary

Don’t Chase Returns

Very often individual investors choose mutual funds based on the historical performance of the fund. To many individual investors it seems logical that past great performance would only indicate a tendency for future great performance. According to a July 2013 report from S&P, this may not be the case. Twice a year S&P Dow Jones Indices releases its Persistence Score Card. This reports tracks the consistency of top mutual fund performers over yearly consecutive periods asking the question, does past performance really matter? The latest

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Research & Economic Commentary

The Low Volatility Effect

In any market, your portfolio should be constructed to meet your risk tolerance. But what does this really mean? Advisors should know the historical volatility of their portfolios; many on the selling side of this business don’t have a clue, they just want to sell you a product. For the individual investor there are tools to measure portfolio volatility.

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Research & Economic Commentary

ETFs are Getting Cheaper

One of the many benefits of using Exchange Traded Funds (ETFs) is cost. An investor today can build a complete portfolio using all ETFs for less than 25bps (0.25%). The low cost leaders in ETFs have been Vanguard, State Street and Blackrock’s iShares. Recently Charles Schwab entered the ETF business offering Schwab branded ETFs with low pricing. On September 21, 2012 the company announced that they are lowering prices even further. What does this mean for investors? For Schwab investors, this is great news as

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Research & Economic Commentary

Europe – ETF Investment Strategies

Buy and hold investors should always focus on long term healthy asset classes. In regards to investing in Europe, the key question is whether or not Europe will be a financially healthy asset class over the next ten years.

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Research & Economic Commentary

ETFs in a 401k: The Wave is Building

There has been a lot of discussion concerning the use of exchange traded funds (ETFs) as the primary investment vehicle within 401k plans. The barriers that once stood in the way are being removed by innovative record keeping and the growing use of ETFs in private and institutional accounts.

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Research & Economic Commentary

ETF Capital Gains 2011

IndexUniverse.com recently published a report with all the ETFs that pass though capital gains to its investors. Apparently in 2011 only 93 ETFs made this list.

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Research & Economic Commentary

Congressional ETF Hearing Video

***** Click Here For Video Feed *****                During this testimony Harold Bradley from the Kauffman Foundation delivers yet again false information and flawed math about Exchange Traded Funds. Elisabeth Kashner of Indexuniverse.com wrote a great blog on Mr. Bradley’s many errors.              

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