Top Financial New Years Resolution for 2023

The new year is upon us, and with that comes new years resolutions. Many people are wondering, what should my financial new year’s resolution be? After much thought, it should be finding a way to simplify. Finances can become really complicated, so do what you can to simplify them. When it comes to personal finances, use a budget system to pay yourself first. Meaning, save what you need to save for yourself first, and treat it as a fixed expense. When it comes to your portfolio, start looking at low-cost ETFs. Vanguard and State Street have a lot of good products for this. Keep things very broad and simple.

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Casey Smith
President, Wiser Wealth Management

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