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Strategies to Grow and Protect Your Portfolio

On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, and Brad Lyons discuss how to grow and protect your portfolio. Each principle they talk about is easy for the everyday investor or their advisor to implement.

Listen on Apple Podcasts or watch on YouTube:


Cost of Investing

There are different types of cost: the cost of advice and the cost of products. In the Wiser world, we keep the cost very low. A fiduciary, fee only advisor is the type of advisor you will want if you are looking for ethical, low-cost advising. Individual investors that are using managed accounts from fee-based advisors are typically paying more for the funds than they realize.

Portfolio Diversity

What is portfolio diversification? The basis to diversification is this - don’t put all your eggs in one basket. At Wiser, we only invest in long-term healthy asset classes. Just because one is underperforming doesn’t mean it’s bad. That just means there are more shares to pick up per dollar. The important thing is that on the stock side, you have voting writes in a company. On the bond side, you just want them to pay their debts.

Long-term Investing

What does it really mean to focus long-term? Just for today, let’s talk the S&P 500. Over the last 3 decades, it has given us a 2,000+ rate of return. That is a high rate of return for the patient investor. Over the last 30 years, we had the mortgage crisis, 9/11, high interest rates, and other events that created market volatility. As long as you believe that capitalism can keep happening, keeping with the long-term strategy will pay off no matter what the headlines are.

Fear and Investing

At the whiff of any kind of crisis, a lot of people pull all their money out and bury it in their backyard. You just have to think about this: are you going to cash your chips in when the market is down and never get a rebound or are you going to let your dividends reinvest to buy more at much cheaper prices?

Download our FREE guide on "3 Ways to Grow and Protect Your Portfolio":


4:15 Cost of Investing

14:60 Portfolio Diversity

23:13 Longterm Investing

28:12 Fear and Investing


Learn more about Casey Smith and connect with him on Twitter.

Learn more about Brad Lyons.

Learn more about Matthews Barnett.


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Learn more about the Wiser Wealth Management Roundtable podcast and access previous episodes.

Wiser Wealth Management, Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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