Will a Stock Market Decline Kill My Retirement?

A question we often get is, will the stock market decline kill my retirement? This question is more complicated than one might think. The answer varies for people in different stages of life. If you are pre-retirement, you need to get financial planning done and understand what the risks are and where to place your assets in a portfolio. When you hit retirement, your money is just starting to work for you. A decline could really only alter your retirement at this stage if you didn’t plan ahead.

If you aren’t allocated properly before you hit retirement, a stock market decline could be scary for you. This is why financial planning is so important. If you planned ahead of time properly, you shouldn’t have to worry too much about a stock market decline.

Download our free guide: “Your Path to a Lifetime of Financial Success”

Have more questions? Contact Us

Casey Smith
President, Wiser Wealth Management

Click here to schedule a consultation with one of our financial planners.

Listen to Our Podcast:

learn-more

Recent posts

  • Is there a downside to paying off a mortgage early?
  • Does lump sum investing beat dollar cost averaging?

Share This Story, Choose Your Platform!

Wiser Wealth Management, Inc (“Wiser Wealth”) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). As a registered investment adviser, Wiser Wealth and its employees are subject to various rules, filings, and requirements. You can visit the SEC’s website here to obtain further information on our firm or investment adviser’s registration.

Wiser Wealth’s website provides general information regarding our business along with access to additional investment related information, various financial calculators, and external / third party links. Material presented on this website is believed to be from reliable sources and is meant for informational purposes only. Wiser Wealth does not endorse or accept responsibility for the content of any third-party website and is not affiliated with any third-party website or social media page. Wiser Wealth does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by third party websites or on social media pages. While Wiser Wealth uses reasonable efforts to obtain information from sources it believes to be reliable, we make no representation that the information or opinions contained in our publications are accurate, reliable, or complete.

To the extent that you utilize any financial calculators or links in our website, you acknowledge and understand that the information provided to you should not be construed as personal investment advice from Wiser Wealth or any of its investment professionals. Advice provided by Wiser Wealth is given only within the context of our contractual agreement with the client. Wiser Wealth does not offer legal, accounting or tax advice. Consult your own attorney, accountant, and other professionals for these services.

Sign up for our newsletter!

Our latest blogs, podcasts, and educational videos delivered to your inbox weekly.