A question we often get is, will the stock market decline kill my retirement? This question is more complicated than one might think. The answer varies for people in different stages of life. If you are pre-retirement, you need to get financial planning done and understand what the risks are and where to place your assets in a portfolio. When you hit retirement, your money is just starting to work for you. A decline could really only alter your retirement at this stage if you didn’t plan ahead.

If you aren’t allocated properly before you hit retirement, a stock market decline could be scary for you. This is why financial planning is so important. If you planned ahead of time properly, you shouldn’t have to worry too much about a stock market decline.

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Casey Smith
President, Wiser Wealth Management

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