The Wiser Wealth Blog
Who Needs a Trust?
As a financial advisor, I often encounter clients who are unsure if they need a trust as part of their estate planning strategy. Trusts can be powerful tools for [...]
Benefits of a Custodial Roth IRA for Your Kids
While children can’t open investment accounts on their own, they can earn money. Arguably, one of the best vehicles to use to sock away those earnings is a Custodial [...]
The Difference Between Fee-only vs. Fee-based Financial Advisors
When it comes to managing your finances and planning for the future, seeking professional guidance is often a prudent choice. Financial advisors can provide valuable expertise, helping you navigate [...]
Social Security Benefits for Divorcees after 10 Years of Marriage
If your marriage lasted more than 10 years prior to your divorce, it is likely that you are eligible for Social Security benefits based on your ex-husband's record. Here [...]
How Does a 457(b) Plan Work?
Another type of retirement savings plan available to employees of state and local governments, as well as some tax-exempt organizations, is a 457(b) plan. These plans are not used by [...]
Flying High, Saving Higher: Financial Tips for Airline Pilots
Being an airline pilot is an incredible profession that comes with unique opportunities and challenges. While you soar through the skies, it's important to ensure your financial well-being is also [...]
Whole Life Insurance vs. Term Life Insurance
Deciding whether or not to purchase life insurance can seem intimidating, especially when you’re not sure what kind you really need. Walking into a conversation with an insurance salesperson with [...]
How to Max Out Your 401(k) in 2023
Pensions are a retirement income vehicle that is slowly becoming as extinct as dinosaurs. Some may view the loss of these defined-benefit retirement plans as a negative thing. On the [...]
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