A Million Dollar Morning Routine

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Laney, talk about the components of a mentally and physically healthy morning routine, and how you can make changes in your life to create a million-dollar morning routine for yourself.

Listen on Apple Podcasts or watch on YouTube:


In previous podcasts, we’ve talked about artificial intelligence, more specifically chatGPT by openAI, and the amazing possibilities it offers its users when it comes to researching different topics. We’ve recently tried Bard by Google, and it is a very close competition to chatGPT. The constant development of technology impacts our lives on a daily basis. We consume technology in all its various forms 24/7, we can’t argue that a lot of it is very beneficial and has helped us become more connected, informed and aware. As with everything in life, the “consumption of technology” also comes with its disadvantages. Using too much of the wrong resources can impact us in a negative way, and bring negativity into our lives, which then can reflect as un-productivity. For this reason, today we are talking about changes you can make in your life to create a million dollar morning routine.

Be Selfish With Your Mornings

Our mornings are what often determine how the rest of our day will go. It’s important to have a morning routine that focuses on you, so you can go throughout your day being the best version of yourself for others. The same goes for what you consume in the first hours of your day. Just as we try to have breakfast that’s nutritious to our bodies, we should nourish our minds the same way. Negativity will affect your mood, drive your productivity down, and even affect your decision making ability.

Be Consistent

Striving for a consistent routine might be one of the best things you’ll ever do for yourself. Going to bed at the same time everyday and waking up early can improve your mood, metabolism, and focus. It also allows your mind to be sharper and more productive at work.

Choose Positivity

This goes back to how you start your mornings. Checking your phone as soon as you wake up can often generate the complete opposite of positivity. Staring at your phone to read Wall Street Journal headlines, an endless list of emails, and overshared Facebook posts will definitely start your day with the weight of the world on your shoulders. Instead, choose to partake in meditation, a quick morning yoga session, a morning run, or even write an entry on your gratitude journal. 

Get Moving

Getting your blood pumping in the morning reduces anxiety, depression and stress. It has also been proven to generate better sleep and attention span during the day.

Set Your Priorities

People in the business world know that you don’t go into any meeting without knowing exactly what your accomplishment priorities are for that meeting. Having that vision for your day, week, month and year, can be crucial for achieving your goals. Eliminate the noise and focus on your goals and how you plan to achieve them.

Did you notice that we never mentioned checking your investment portfolio? Checking your portfolio daily will not increase its performance. Save yourself the headache and remember that as long as you are invested for the long term, whatever is happening in your portfolio right now won’t change the fact that in 10 years from today, you will have made money with your investments.

Download our eBook on “Buyer Beware: Why do they keep trying to sell you that annuity?”


0:00 Intro

09:44 Be Selfish With Your Mornings

13:50 Be Consistent 

19:15 Choose Positivity

21:00 Get Moving

24:30 Set Your Priorities


Learn more about Casey Smith and Michaela Laney


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Learn more about A Wiser Retirement™ podcast and access previous episodes.


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