Return to Blog

Avoid Short-Term Market Jitters

Avoiding short-term market jitters is important when managing your portfolio.  Vanguard released a simple chart recently showing how exiting the market in December 2018 would have affected the value of your portfolio. A hypothetical 60% stock/40% bond portfolio valued at $1 million on November 1, 2018, would have lost almost $57,000 by Christmas Eve. Then the investor is faced with the challenge of determining when to invest back into the market. It is important to remember that investing in the market is always a risk, but the same is true about pulling out of the market.

Looking at their research from another angle, if the entire portfolio was pulled out of the market on November 1, even for a brief few months, the investor would’ve missed out on over $42,000 in gains versus staying fully invested. This is a great example of why you should ride out market volatility and not act on emotions. If your portfolio aligns with your risk tolerance and is focused on the long-term plan, then changes should only be made because of life events and not because of changes in the market.

Remember that staying the course can pay off and avoiding those short-term jitters is smart.

Wiser Wealth Management, Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

You may have seen reports about how social security could disappear by 2033... which has instilled fear among retirees. Watch this video to learn the truth about the future social security deficit.

https://conta.cc/3LQRwGp #socialsecurity #retirement #retiree

Watch today's video to learn more about the 4% rule and how it can benefit retirees!

https://conta.cc/3Pry0Dv #fourpercentrule #retirement #withdrawalstrategies

Casey Smith explains why you should stay invested long term, and goes over some interesting stats about bear markets and bull markets.

https://conta.cc/3wb8IC0 #investing #bearmarket #bullmarket #stockmarket
https://youtu.be/CpWot4UflqQ#investing

Tax-loss harvesting can allow you to both better manage and reduce your tax liability over the long term. Read today's blog to see if this strategy is right for you.

https://conta.cc/3PgzDDG #taxlossharvesting #investing #investment #investmentstrategy

Interested in making more tax efficient withdrawals? Matthews Barnett, CFP®, ChFC®, CLU®, discusses 5 different tax efficient withdrawal strategies for retirees.

https://conta.cc/3sh8Ey0 #retiree #retired #taxstrategy

Company

Services

Client Access

Firm Information

Schedule a Meeting
678-905-4450[email protected]
Google Rating
5.0
Based on 65 reviews
js_loader