Setting and Achieving Financial Goals in the New Year

On this episode of A Wiser Retirement Podcast™, we discuss setting and achieving financial goals in the new year. Casey Smith and Missie Beach, CFP®, CDFA® talk about the art of creating objectives that are specific, measurable, achievable, relevant, and time-bound (SMART). It’s not just about setting goals; it’s about choosing to chase them with a passion that burns brighter than any excuse.

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Setting goals is a crucial aspect of achieving financial success. It’s important to proactively make things happen instead of just sitting around and waiting on things to happen for you. Many people view the New Year as an opportunity to make changes and set new goals, but you have to make sure the goals you set are intentional and well-planned. They should be specific, measurable, achievable, relevant and time-bound (SMART).

Financial goals are essential, but it is also a good idea to set goals that go beyond just monetary achievements, such as relationship goals. Some people even set goals based on how they want to be remembered one day. There was a client who sent one of our advisors their obituary as an introduction. It’s primary focus was on family and their values, which was a great way to show the advisor what was important to that person.

Sit down with your spouse or even your kids and set goals for the new year. Break them them down into monthly and daily tasks, that way you have a plan to reach those goals going forward. Visualization techniques, such as writing down what one wants to achieve or creating a vision board, can be an effective way to keep goals in focus and track progress towards them.




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