With over nineteen years in the wealth management industry, I have noticed that most of the clients I help do not consider themselves wealthy, yet their net worth is above the average in the US. This makes me think that people do not consider using a financial advisor because they do not consider themselves wealthy. The word wealth has many definitions related to abundance and riches, but the origin of the word translates as well-being and prosperity.
We define wealth management as making the most of YOUR income and managing YOUR wealth and is not limited to a certain amount of wealth. Yet, many wealth management firms require a hefty minimum in assets of 1 million or greater. Depending on your stage in life, you may not have enough investable assets, but you still need guidance. Every income level can benefit from some form of financial advice and planning.
At Wiser Wealth Management, we offer hourly financial planning services for clients who need guidance with various aspects of their financial life. We help people at all wealth levels make sure they are making the best financial decisions to live debt free, build towards a successful retirement and allocate their investments to support their goals.
Here are some simple techniques that people of all income levels can use to manage their money, create a path towards goals and ultimately build wealth.
Ultimately, we all share a common goal of making the money we have into something more. Call us or say hello to Benjamin on the lower right-hand corner of our site to book an appointment.