The Wiser Wealth Blog
Restricted Stock Units or RSU’s Explained
If you work for a big public company, you may receive some nice retirement benefits not provided at a small business. Not only do you receive great healthcare, a retirement [...]
January Effect and Your Portfolio
What is the January Effect? You may have heard it on television or read articles mentioning it. The January Effect is the perceived seasonal increase in stock prices in January [...]
Do you have a plan for your digital assets?
Having a plan for your loved ones to access your digital asset accounts is an important and often overlooked part of estate planning. As I wrote in my recent blog [...]
Can a Donor Advised Fund Reduce Your Tax Liability?
The Tax Cuts and Jobs Act (TCJA) of 2018 more than doubled the amount of standard deductions and in 2021, that amount has increased to $12,550 for individuals and $25,100 [...]
Twitter & Availability Bias
In the current age of social media, individuals have constant access to what’s going on in the world around them with both good and bad results. As most people are [...]
Tesla joins the S&P 500 (finally)
Tesla is now the sixth most valuable company in the S&P 500, just ahead of Warren Buffett's Berkshire Hathaway. Going forward, Elon Musk’s company will make up about 1% of the [...]
How you should view a 0% savings account
In a “normal” interest rate environment your savings account yields something greater than 1%, maybe even 2%. However, while the Federal Reserve is trying to keep the US markets out [...]
Why are 401k’s so important?
The 401k is an important savings vehicle. Since the reduction of pensions across America, the popularity of the 401k has increased significantly and these nest eggs are crucial to retirement [...]
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