The Wiser Wealth Blog
Real Estate Syndication Investment Cautions: Insights from a Fee-Only Financial Planner
I spent 12 years in commercial aviation, and it always amazed me how the confidence in handling a commercial airliner extended to other areas of a pilot's life that they [...]
Why is money one of the leading causes of divorce?
Studies show that there isn’t one cause to single out as the sole factor leading couples to divorce, but rather there are multiple factors at play such as a lack [...]
How do I avoid the 10-year rule for an inherited IRA?
In recent years, the distribution rules have changed for non-spouses who inherit retirement accounts. Previously, non-spouses could start taking distributions the year after the decedent passed, but could take them [...]
Saving for College: UTMA Accounts vs 529 Plans
When it comes to saving for college, there are different vehicles to use. Let’s compare UTMAs (Uniform Transfers to Minor Accounts) and 529 plans to see the best option. UTMAs [...]
Is there a downside to paying off a mortgage early?
Paying off a mortgage early is often seen as a financial milestone, a symbol of freedom from debt, and a significant reduction in monthly expenses. While the advantages of owning [...]
Why 2024 Offers the Best Wealth Transferring Environment
The financial landscape in 2024 presents unique opportunities for wealth transfer that savvy individuals and families should consider. Several factors converge this year, creating an ideal environment for transferring wealth [...]
Tax Savings Strategies for High Income Earners
As a CPA and Financial Advisor, I often receive inquiries on tax strategies to reduce taxable income. Being in a high tax bracket with your earnings is great, but not [...]
How to Align Charitable Giving with Financial Goals
Charitable giving is wonderful if it is not detrimental to your own financial goals. Don’t let your benevolent heart lead you into the poor house. Follow these tips to align [...]
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