The Wiser Wealth Blog
Buyer Beware: Life insurance targeting college parents
A recurring and concerning theme we have heard about recently at Wiser Wealth Management is college prep “counselors” and insurance agents pushing whole life insurance as the miracle college savings [...]
Are We Going to Be Ok?
I drove to the office Friday morning after the state of Georgia mandated shelter in place (my business allows me to be essential). My commute is only 3 miles, but [...]
Volatile markets: Don’t rely on headlines
Falling and volatile markets and drastic headlines can tempt individuals to abandon their long-term investing plans. Their thinking might go something like, let’s wait until it’s over, hoping to catch [...]
What is loss aversion and how to avoid it?
Loss aversion refers to people's tendency to prefer avoiding losses to acquiring equivalent gains: loss aversion implies that someone who loses $100 will be more disappointed than another person will [...]
Planning Opportunities During a Bear Market
A bear market provides planning opportunities to add value to our client’s financial lives. With the most recent market selloff and constant bad news surrounding us, it can be easy [...]
Portfolio emergency procedures
In the same way that pilots are trained for emergencies, so has your financial advisor. Let's review the portfolio emergency procedures with an example. You are a passenger on a [...]
First Quarter 2020 Market Commentary
First Quarter 2020 Market Commentary At the beginning of January this year, I could not have predicted that I would be writing about a stock market decline of 20% year-to-date, [...]
Is your plan ready for cash withdrawals?
Ca$h. Who doesn’t like to have some on-hand? We all know the answer to that question. The real question is – if you are taking cash withdrawals as income from [...]
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