Wiser Wealth Management Blog

First Quarter 2020 Market Commentary At the beginning of January this year, I could not have predicted that I would be writing about a stock market decline of 20% year-to-date, the worst quarter in 12 years. This has been an exhausting quarter, with stocks moving 10% up or down on individual trading days. In January, most predicted that 2020 would bring a market return in the rage of 3-5%. Last summer, we grew concerned about a Trump/Sanders election and then a Sanders win. We began

Congratulations on not panicking and selling in last week’s horrible sell off! Give your future self a high five. The Dow and the S&P 500 have recovered from the lows set last week by 20%. This large rebound technically ends a very short bear market and is the start of a new bull market, although I would not be surprised if we tested our market lows one more time before we have a large move upward. There is a saying that bear markets die on

This week has been one of those weeks where you just want out of the stock market. You are tired of seeing your balance decline. There are a million reasons to keep holding on or investing more, but you don’t remember them exactly. Stay the course. Every dollar into the market buys more shares, every dollar not sold is a dollar that is still generating interest, dividends and will rebound in value. Liquidating could be the end of your future financial security. For our retirees

As the market is trying to analyze the economic impact of the coronavirus, it now has to also analyze what cheap oil means for the oil industry and the overall economy. Recent events between Russia and Saudi Arabia have caused oil price to drop below $30 a barrel overnight. This will bring added volatility to the markets. In addition to oil and the coronavirus, bond prices have surged to the highest prices ever, which can also bring new risks on monetary policy by the Federal