Honest Review for True Link Debt Card
Creating an Allowance Without Taking Away Independence
Our goal was simple: allow him access to a limited amount of money for everyday needs like food, while ensuring his bills and essentials were paid reliably from his main checking account. During my search for solutions, I came across a debit card called True Link.
How the TrueLink Debit Card Works
TrueLink is a pre-funded debit card that allows families to transfer a set amount of money, such as a monthly allowance, onto the card. In my grandfather’s case, money is automatically transferred each month from his checking account to the TrueLink card. He can use it for purchases, but his primary account remains protected.
Custom Controls That Make a Big Difference
What makes TrueLink especially helpful is the ability to control where and how the card can be used. You can restrict certain types of purchases, specific stores, or even entire categories like online shopping.
For example, we worked with another client whose family was concerned about excessive Amazon spending. By using a TrueLink card, we allowed her the freedom to shop in person, such as buying clothes with assistance, while completely turning off online purchases.
A Practical Tool for Seniors and Families
Think of TrueLink as a simplified version of an allowance card, similar to Greenlight for kids, but designed for adults. It removes complex features like investing and savings options and focuses on straightforward spending controls. The result is a system that helps seniors feel empowered without putting their financial security at risk.
This isn’t a paid endorsement. It’s simply a practical solution we’ve found useful both personally and professionally. If you’re navigating similar challenges with aging parents or grandparents, this approach may offer peace of mind while preserving independence. If you have additional questions, please reach out and schedule a complimentary consultation.
Casey Smith
President, Wiser Wealth Management
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