The Wiser Wealth Blog
From Passwords to Crypto Keys: Digital Asset Succession Planning
Imagine the family photo albums on your phone, the emails and documents in your cloud storage, even the funds in your PayPal account, all locked behind passwords. In today’s world, [...]
Planning for Longevity: How to Avoid Outliving Your Retirement Savings
Life expectancy in the United States continues to rise. While growth slowed in recent years due to the pandemic, the long-term trend remains upward. That’s good news, but it also [...]
Merging Money & Families: Building Financial Unity in Blended Family Households
Blending a family is a rewarding journey, but it comes with unique challenges, especially when it comes to finances. Beyond emotional and logistical adjustments, aligning financial habits, goals, and responsibilities [...]
Tax Implications of Getting Married: Filing Jointly vs Separately
Should You File Taxes Jointly or Separately After Marriage? When you get married, it can feel like a million things in your life shift all at once, from possibly buying [...]
How can I protect my inheritance from taxes?
The first question I often hear when someone receives an inheritance is: How should I handle this, and how am I taxed? Receiving an inheritance can come with unexpected tax [...]
What to Do With an Unexpected Bonus or Windfall
Sudden wealth, whether it comes from an IPO, business sale, inheritance, legal settlement, or even a lottery win, can feel exhilarating. But without the right mindset, guidance, and strategy, a [...]
The Unemployment Rate vs. S&P 500: What 20 Years of Data Reveals
Jobs and the Stock Market: Is There a Link? When the economy booms or busts, we often see headlines about both the unemployment rate and the stock market. Intuitively, a [...]
Understanding the Tax Implications of Stock Options: ISOs vs. NSOs
One of the most confusing aspects of equity compensation is the tax treatment of stock options. Distinguishing between Incentive Stock Options (ISOs) and Non-Qualified Stock Options (NSOs) is essential, as [...]
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