Healthcare Premiums Explained: Before and After Retirement

Unfortunately, one of the biggest costs for retirees ends up being healthcare costs. If you retire at 65 years old, you can go on Medicare, but prior to 65, whether you’re on COBRA or private insurance, it can become costly. The ACA or Obamacare plans are significantly less expensive if you’re able to get tax subsidies. However, those are based on your income for the previous years.