What is Investment Management?

Sometimes people ask, what is investment management? Investment management is taking the resources you have for long-term investing and deciding how to allocate those investments. When you think about asset allocation within investment management, you could think of the S&P 500 or foreign stocks. There are also riskier asset classes like mid-size companies or even small-size companies. Along with this, you also have different bond options. You look at all the different areas you can invest in and then decide; what’s the highest rate of return I can get for the least amount of risk? Or you can look at the highest rate of return with a given risk.

If you’re retiring, you probably don’t want to be 100% invested in stocks. Your portfolio will probably look more like 60% stocks and 40% bonds. It’s really looking at the optimal rate of return inside a portfolio using the tools before us. Investment management should always come after financial planning. Financial planning should always be the first step. This is because it is really important to start with setting financial goals.

Download our free guide: “Your Path to a Lifetime of Financial Success”

Have more questions? Contact Us

Casey Smith
President, Wiser Wealth Management

Click here to schedule a consultation with one of our financial planners.

Listen to Our Podcast:

learn-more

Recent posts

  • Employer Offered Long Term Care Pros & Cons

Share This Story, Choose Your Platform!

Wiser Wealth Management, Inc (“Wiser Wealth”) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). As a registered investment adviser, Wiser Wealth and its employees are subject to various rules, filings, and requirements. You can visit the SEC’s website here to obtain further information on our firm or investment adviser’s registration.

Wiser Wealth’s website provides general information regarding our business along with access to additional investment related information, various financial calculators, and external / third party links. Material presented on this website is believed to be from reliable sources and is meant for informational purposes only. Wiser Wealth does not endorse or accept responsibility for the content of any third-party website and is not affiliated with any third-party website or social media page. Wiser Wealth does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by third party websites or on social media pages. While Wiser Wealth uses reasonable efforts to obtain information from sources it believes to be reliable, we make no representation that the information or opinions contained in our publications are accurate, reliable, or complete.

To the extent that you utilize any financial calculators or links in our website, you acknowledge and understand that the information provided to you should not be construed as personal investment advice from Wiser Wealth or any of its investment professionals. Advice provided by Wiser Wealth is given only within the context of our contractual agreement with the client. Wiser Wealth does not offer legal, accounting or tax advice. Consult your own attorney, accountant, and other professionals for these services.

Sign up for our newsletter!

Our latest blogs, podcasts, and educational videos delivered to your inbox weekly.