The Wiser Wealth Blog
529 Plan Tax Benefits
One of the most popular ways to save for education is through a 529 plan. A 529 plan is a tax-advantaged savings account specifically designed to encourage saving for college, K-12 [...]
What is a Certified Divorce Financial Analyst®?
A Certified Divorce Financial Analyst® professional specializes in guiding individuals through all financial issues related to a divorce. A CDFA® professional has education and training to analyze the financial aspects [...]
Organizing your Finances After Your Spouse Has Passed Away
Losing a life partner can be one of the most devastating periods of life. On top of it all is the terrible realization that you will have to get your [...]
6 Financial Concerns for Women After Divorce
Starting over after a divorce can be overwhelming, especially when it comes to finances. Not only does a couple need to discuss how to detach their finances from one another [...]
Is rebalancing a portfolio during retirement necessary?
The answer to this question is, absolutely yes! Rebalancing should always be part of a disciplined portfolio strategy because over time some assets appreciate while others lose value. Rebalancing— buying [...]
Is an ETF More Risky Than a Mutual Fund?
Pros and Cons of ETFs and Mutual Funds When it comes to investing, the options can be overwhelming. From stocks to bonds, real estate to precious metals, there are a [...]
What is the Rule of 55 and how does it work?
Is retiring early one of your financial goals? If so, there are important tax implications to consider as you approach an early retirement. Your Lifetime Savings Think about where you [...]
Term Life Insurance vs Alternatives
"Buy term and invest the difference." Have you ever heard that saying before? It’s actually a pretty handy way to think about investing in term life insurance. But what, exactly, [...]
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