The Wiser Wealth Blog
Different Types of Trusts Explained
Estate planning is a passion of mine, and over the years, I’ve dedicated myself to understanding its complexities, as many clients find it overwhelming. While I’m not an attorney, I [...]
Why the Presidential Election Outcome Shouldn’t Influence Your Portfolio Allocation
Presidential Election Outcome Concerns and Market Timing During Presidential election years, clients often ask whether they should adjust their investment portfolio allocations based on concerns about a particular candidate winning. [...]
The Fed’s Rate Cut and Its Impact on Your Portfolio
In September, the U.S. Federal Reserve made headlines by cutting the federal funds rate by 50 basis points (0.5%), sparking a wave of speculation about its impact on the economy [...]
Being Mortgage Free Can Enhance Your Retirement
The long-debated question of whether to pay off your mortgage before retirement often sparks discussion. Here are five reasons why becoming mortgage-free can enhance your retirement and improve your financial [...]
The Hidden Costs of Retirement: Expenses Many Retirees Overlook
Do you think your spending in retirement will be the same, more, or less than what it is now? Like many financial planning questions, there’s no one-size-fits-all answer. Even with [...]
5 Psychological Biases in Financial Decision-Making
Making smart decisions with money isn’t just about knowing the numbers. It’s also about understanding how our brains work—especially when they sometimes lead us astray. Our emotions and thoughts can [...]
When should I take the tax hit on unrealized gains?
Many clients often ask, "When is the best time to take the tax hit on unrealized gains?" The answer is unique to each situation and depends on various factors surrounding [...]
Can saving money become addictive?
As a financial advisor, I’m always telling folks how important it is to save money. Saving is one of the smartest things you can do for your future. But, like [...]
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