The Wiser Wealth Blog
How much can I withdraw during retirement?
Determining how much and which accounts to withdraw from first during retirement may seem like an overwhelming process. You may have heard that the hardest part of climbing Mt. Everest [...]
Market Expectations for 2021
Looking back at 2020 and even 2019, how much more upside do the markets have? Market expectations for 2021 are likely to be characterized as a tale of two markets. [...]
Biden’s Student Loan Forgiveness Plan
As we discussed in a podcast last year, Americans owe over $1.7 trillion in student loan debt spread out over 44 million borrowers. This is now over $700 billion more [...]
Self Employed: Solo 401k or SEP IRA?
According to a Gallup study at the end of 2019, almost 30% of Americans were self-employed. Entrepreneurs and self-employed individuals usually focus solely on expanding their business and increasing their [...]
Restricted Stock Units or RSU’s Explained
If you work for a big public company, you may receive some nice retirement benefits not provided at a small business. Not only do you receive great healthcare, a retirement [...]
January Effect and Your Portfolio
What is the January Effect? You may have heard it on television or read articles mentioning it. The January Effect is the perceived seasonal increase in stock prices in January [...]
Do you have a plan for your digital assets?
Having a plan for your loved ones to access your digital asset accounts is an important and often overlooked part of estate planning. As I wrote in my recent blog [...]
Can a Donor Advised Fund Reduce Your Tax Liability?
The Tax Cuts and Jobs Act (TCJA) of 2018 more than doubled the amount of standard deductions and in 2021, that amount has increased to $12,550 for individuals and $25,100 [...]
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