The Wiser Wealth Blog
Is rebalancing a portfolio during retirement necessary?
The answer to this question is, absolutely yes! Rebalancing should always be part of a disciplined portfolio strategy because over time some assets appreciate while others lose value. Rebalancing— buying [...]
Is an ETF More Risky Than a Mutual Fund?
Pros and Cons of ETFs and Mutual Funds When it comes to investing, the options can be overwhelming. From stocks to bonds, real estate to precious metals, there are a [...]
What is the Rule of 55 and how does it work?
Is retiring early one of your financial goals? If so, there are important tax implications to consider as you approach an early retirement. Your Lifetime Savings Think about where you [...]
Term Life Insurance vs Alternatives
"Buy term and invest the difference." Have you ever heard that saying before? It’s actually a pretty handy way to think about investing in term life insurance. But what, exactly, [...]
The Difference Between Wills vs Trusts
The legal world can make implementing an estate plan appear so daunting. Attorneys love to speak in legalese, but even basic terms like “will” and “trust” can leave most of [...]
Teaching Your Kids About Money
Teaching your kids about money can be challenging. For instance, how do you respond to the question: “How much do you make, Mom or Dad?”? When this topic comes up [...]
6 Habits of Financially Successful People
Many people lament that they weren’t born with a silver spoon in their mouths and think the absence of that proverbial spoon prohibits them from having financial success. However, it’s [...]
New 529 Rollovers to Roth IRAs
New 529 Rollovers to Roth IRAs as part of Congress’s $1.7 trillion federal spending package. 529 plan beneficiaries will now be able to roll over a portion of plan assets [...]
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