The Wiser Wealth Blog
How to Max Out Your 401(k) in 2023
Pensions are a retirement income vehicle that is slowly becoming as extinct as dinosaurs. Some may view the loss of these defined-benefit retirement plans as a negative thing. On the [...]
Is the 60/40 investment portfolio dead?
Mark Twain is credited as saying, “The reports of my death are greatly exaggerated.” This phrase came to mind as I was researching articles on the continued viability of the [...]
How do retirement savings and investments get split in a divorce?
Have you heard the phrase “It’s complicated?” Well, when it comes to dividing assets in a divorce, it’s almost certainly complicated. The common idea of a clean 50/50 split fails [...]
Will Social Security Be There When I Retire?
Remember the old adage of the three-legged stool of retirement income: Social Security, employer pension, and personal savings? Given the changes in employment and the economy over the last 25 [...]
Why is it important to have an updated will?
When was the last time you read through your will? Do you even recall whom you’ve named as the executor or guardian of your children? I’d argue that these are [...]
Compound Interest: Why You Should Start Saving for Retirement Sooner
Most children’s first words after “Mama” and “Dada” tend to be things like “ball” or “more,” however as the children of a financially (perhaps overly) focused mother, my children’s next [...]
Differences Between 72t and Rule of 55
You may have heard of 72(t) and the Rule of 55 as methods by which you can access your retirement funds if you retire early. However, you might wonder how [...]
8 Investments to Avoid
There are a lot of investment opportunities out in the market today. However, not all of them deliver the financial gains they claim to. When it comes to advising clients [...]
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