The Wiser Wealth Blog
How to Use a Family Covenant to Pass on Your Legacy
A family covenant is defined as an agreement that you form with another person, group of people, or company. In James E Hughes Jr.’s book Family Wealth: Keeping It in [...]
5 Tips for Transitioning into Retirement
Retirement is often looked at as a pinnacle in someone’s life as they finally have the opportunity to prioritize themselves. Yet, for many, this new chapter of life can be [...]
How Does Income Affect IRMAA Premiums on Medicare Part B?
Part B Premiums Medicare Part B acts as general medical insurance for those 65 and older. Medicare Part B requires a standard premium to be paid by all its recipients. [...]
What’s the Difference Between Medicare vs Medicaid?
When it’s time to explore government-subsidized healthcare options, the process can feel overwhelming. Medicare and Medicaid are often confused, but they serve different populations and have distinct qualifications. Here’s how [...]
Active vs Passive Asset Management
The debate is over. Period. Passively managed index funds outperform actively managed funds. In 15 out of 18 categories of domestic equity funds, the majority of actively managed funds underperformed [...]
Tax-Loss Harvesting Can Increase Your After-Tax Returns
It’s no secret that the stock mark can be volatile—especially in 2022. All too often these days it seems we watch the market fall, then rise, then fall again all [...]
How Are Social Security Benefits Calculated?
Many people tend to think that they pay into social security and their money is held for them until they retire and at such time their money is paid back [...]
Biggest Expenses in Retirement
Each week I sit down with our financial planners to review plan drafts prior to the client seeing them. Each week I hear the same set of advisor concerns that [...]
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