The Wiser Wealth Blog
What is a Donor Advised Fund?
When the tax code changed in 2017 and the standard deduction was almost doubled, many households began taking the standard deduction rather than itemizing their deductions. The Tax Cuts and [...]
Questions to Ask when Hiring a CPA
When hiring a CPA to prepare your tax returns, it is important to determine if he or she is equipped for your particular needs. Many people think a CPA understands [...]
Tax Returns: Do-it-Yourself or Hire a CPA?
“In this world, nothing is certain but death and taxes,” according to Benjamin Franklin back in 1789. While this is still basically true today, does that mean everyone needs to [...]
How to Leverage Assets to Buy a Home
There are various ways to leverage wealth and one of those is through an asset-based or securities-based lending program. They are usually offered through banks affiliated with broker dealers. The [...]
4 Steps to Get Financially Organized Before Retirement
Getting financially organized for retirement comes down to first developing a realistic plan that reflects your personal financial situation. And second, setting up your finances in such a way that [...]
7 Social Security Mistakes to Avoid
We have covered in previous blogs several ways to maximize social security benefits. This has included such topics as determining the optimal age for claiming benefits so that you increase [...]
How to Retire Debt-Free
When working with new clients planning for retirement, I always start with eliminating debt because retiring debt-free is of primary importance. After that, we work on shoring up emergency reserves [...]
When should I take social security?
When should I apply for Social Security? Many people approaching retirement age plan to claim as soon as they are eligible at age 62. They feel like they have paid [...]
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